Bank Loans

[Squank]

OR it can even be 100power taken for each credit owed. That way it owuld be dire for you to pay back the loan. Otherwise it could come back and haunt you, by taken you form first to 5th. IF you still owed money.

[chicpea]

I dont mean to be picky (ok i might be) lol

But What happens if u cant get online for a few days due to network or pc related probs or even holidays and u have a loan will it still take the creds as that could leave u open to losing a ship as u might run out of creds for resupplying marines. This is a great idea but there's a few possible problems that could arrise.

Chicpea

[TheDarkness]

while were at it with the loans why not offer credit card for all those who want one lol, the loan idea is bad, and has to many holes to even set up, all it will do is give another option for cheaters to cheat more and the taking power idea, nah not fesible like chic said if you go on holiday or your internet goes down your power vanishes through no fault of your own

 

[Squank]

Well, maybe it would teach people a lesson to where they cannot take out a loan bigger then what they have to pay. Dosen't need to be credits only, could take workers. Your commander level or some type of segments. Also, like I said before you would have to take out many loans to even affect your power in any significant matter. By that I mean billions of power. And possibly put a 24hour limit, on a loan. Like a nebula when you get attacked you get put aside for 24hours. And if you took out a loan you have to wait 24hours to take out another. And that way you could pay it back on time. Plus if you were to go on a holiday, BE sure to plan ahead and have the loan paid back before you go. Cause in real life, a bank loan dosen't care where you are at. They want there money. It's not that all different from a real loan, just osmething you don't pay for with real money.

[TheDarkness]

The game is fine as it is, adding loans is just going to give the Space odyssey moaners something else to moan about, the loans are not needed, only for people who feel hard done by when they lose fleets in missions and the galaxy, the fact is this is a war game and your going to lose fleets, there are enough ways already to make creds workers and segs without the use of a loan system, but thats me and ive just lost most of my fleets on a killer fleet, but i still wouldnt want to take out a loan to build myself back up...

I enjoy the hard work that comes with this game not the ease of which you could possibly get it, having my fleets handed back to me on a silver platter is pointless...

 

[Squank]

Not everybody feels the same way you do Dark. Personally when I hit a killer fleet I get a bit ticked.  Have you played other online game other then SO. That requires hard work?  IT's just a another way  to get back to where you were without having to spend a whole week to get back to your old status.

On the other hand, this game lacks what every game needs. A VACATION MODE!!!!    ANd without one, I don't think this loaning system will work. But it would drastically change the way this game is played if there was one involved. But there is also to many people who hate change. And one of those people is you Dark. If I showed you a game where the loaning process if being done now. I bet you anything you would change you mind. I could also make a demo of how it would work. BUt I will not if people hate this idea completly.

[A^Bloody^Idiot]

If you take away from commander, ppl will only like that, 'cus they will be easier to increase level up again then since they need less experience, and get more commnder points for it, if you wanna do sumthing drastic, don't decrease your commander level, but delete some commander points (that you used)

[FTP]

What happens when you BOOOM lose youre ships, you take a loan buy them back and BOOOOOM you lsoe youre ships again. Now you have no credits no ships and a freaking high loan?

[A^Bloody^Idiot]

You're problem It's just to take a loan after you lost your ships, and it's a risk to take a loan, just as much as their are other risks in this game...
You could just don't take a loan and just lose your ships one time and see what's gonna happen...

[FTP]

If you take the loan and get blown again. Its better to restart. As now way you can ever pay youre loan if you have nothing left.

[Hellsword]

yeah my 2 cents is this wouldnt work really... would just throw things off way ot much, i mean u are supposed to need to get the money b4 u upgrade, it would be a big advantage to take out a loan, then pay it back since ur makin more per mission... jsut seems to complicated / wont fit into rest of gameplay for me...

[Gunfighter Frank]

well that is easy alts.  alts take loans. allies attack the alts and take the ships that have marines but only enough to keep the ships from blowing up.  1

I take a loan get attacked cant pay it back..2

after taking one loan I cant pay back I take another get my ships killed again.  3

it is too easy for people to be irresponsible with the credits and never learn how to play the game well, go into debte and just quit. 4

where does the intrest go.  5

does the council that does not exist get any of it and if so do the council deside 6

this would take up a lot of unnecessary space in the system and take even more computing power.  7

you would have to come up with a way to track and punish those that take a loan.  8

there are otehr things to work on besides this  9

and I am sure there are others I cant think of at this time but I will add them as I think of them

[Squank]

Well I guess there's to many people who think this is a "bad idea"  or "not needed". That's fine with me, I'll look into this a little bit more and see how this could work. I've gotten a lot of great ideas about how this couldn't work. So it's my job to fix that. Thanks for the replies keep them coming ;) .